The Gym Insurance Blog
Grounded in real data from the gyms we insure, so you know what coverage actually costs and what it actually does.
We place these policies ourselves, so the figures below come from our own book, not industry averages.
Medians from the gyms we insure, pulled June 2026. Your rate depends on your training, facility size, location, and coverage limits.
The coverage gym owners forget, and the claim they file most. Fire and water damage to your equipment, glass, signage, and buildout: what BPP covers, what it doesn't, and how to compare quotes.
Business & OperationsYour lease type determines what insurance you're responsible for. Here's the breakdown of 5 commercial lease structures and what coverage you actually need for each.
Business & OperationsSBA loans can fund your gym expansion, new equipment, or second location. Here's how the process works, what lenders look for, and how to prepare.
Risk & SafetyYour student's arm hyperextends past the point of resistance, and suddenly you're not running a training session, you're managing an emergency.
Risk & SafetyYour instructors hold current CPR and First Aid certifications.
Getting StartedThe best part of buying a new insurance policy is the shopping experience.
Risk & SafetyIf someone collapses on your gym floor, minutes matter.
Getting StartedWhat are the most important questions for you to consider when buying your first gym insurance policy?
Coverage ExplainedMuscle recovery is a critical part of effective exercise and one of the most popular therapies we see gyms adding is ice baths.
Business & OperationsWe've talked about the top 8 insurance FAQs you should ask when you're considering adding a cold plunge pool to your gym .
Business & OperationsWe love when gym owners get creative with their amenities.
Cost & PricingEver wonder why your insurance costs what it does?
Cost & PricingGym insurance premiums can feel like a black box, but they’re actually driven by just four clear factors.
Coverage ExplainedMost gym owners think of business insurance as a way to protect against potential lawsuits or liability in the event of an accident.
Coverage ExplainedAs a gym owner, navigating insurance policies can feel like working your way through a complex obstacle course.
Business & OperationsStarting your first gym is an exciting venture, but navigating the business registration process can feel overwhelming.
Business & OperationsYour business structure creates the foundation for your insurance strategy in several key ways.
Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.