Understanding Your Gym's Insurance

Helpful gym liability info written by our insurance experts.

5 Types of Commercial Leases & the Gym Insurance You'll Need

April 24, 2025

Learn about the 5 types of commercial leases and their different insurance requirements.

4 Key Factors That Determine Your Gym’s Liability Insurance Price

April 24, 2025

Gym insurance premiums can feel like a black box—but they’re actually driven by just four clear factors. Understanding these drivers is the first step to getting competitive quotes and avoiding surprises at claim time.

Gym Insurance FAQ: What Happens When an Ambulance is Called?

April 7, 2025

Learn how our gym liability insurance policy covers emergency medical expenses—so you can confidently call an ambulance without worrying about unexpected costs.

Common Gym Insurance Mistakes and How to Avoid Them

March 24, 2025

In this post, we explore frequent mistakes and offer actionable tips to ensure you get the coverage you need—whether you’re looking for insurance for a gym or more specific gym liability insurance options.

Getting Personal Trainer Insurance Doesn’t Have to Be Hard—Here’s How to Find the Right Coverage

March 17, 2025

Are you a newly certified personal trainer? Learn why gyms require personal trainer insurance, what types of coverage you need, and how to find affordable policies quickly.

Understanding Accident Coverage in Gym Insurance: Do You Really Need It?

February 26, 2025

When shopping for gym insurance, you might notice some policies include Accident Coverage, but what does it actually do—and is it worth paying extra for?

Why Your Gym's Safety Program Matters to Your Insurance

February 6, 2025

Every time you show a new member how to use equipment correctly or check in about an old injury, you're not just being a good coach - you're actively protecting your business.

Teaching Gym Safety Without Scaring Away Your Members

February 6, 2025

Running a gym comes with a unique challenge - we need our members to stay safe, but we don't want them walking on eggshells. Safety works best when it feels natural, not forced.

Your Gym's Insurance Checkup: A February Review Guide

February 3, 2025

As we settle into February and the January rush becomes a memory, it's time for some strategic planning. Let's walk through the critical areas you should examine to ensure your fitness facility stays protected.

Should You Buy Your Insurance Direct from a Carrier or through an Insurance Agent?

January 20, 2025

When it comes to purchasing insurance for your gym, you have two main options: buying directly from an insurance carrier or working with an agent. This article explores the pros and cons of each approach.

When Disaster Strikes: A Real Story About Gym Insurance Claims

January 17, 2025

As a gym owner, you hope you'll never need to file an insurance claim. But when the unexpected happens, that's exactly when your insurance coverage proves its worth. Learn how you can be prepared.

The Real Cost of Gym Insurance: A Look at What Others Are Paying

January 17, 2025

Insurance costs can vary dramatically between facilities, and understanding why can help you make better decisions about your coverage. This post breaks down what different types of gyms typically pay and why.

Decoding Your Insurance Policy: What You Actually Need to Know

January 16, 2025

Understanding your insurance coverage shouldn't require a law degree. Here's what you really need to know about your policy documents.

Business Income and Extra Expense Coverage

January 13, 2025

Learn how Property (sometimes called a Business Personal Property, or BPP) insurance can help reimburse your lost income if your business operations are ever interrupted.

Opening Your First Gym: A Guide to Business Registration and Structure

January 13, 2025

This guide will walk you through the essential considerations and steps to properly register your gym business, helping you choose the right business structure that aligns with your goals and protects your interests.

How Your Business Structure Relates to Your Insurance

January 13, 2025

Learn about how your choice of business structure can influence your insurance options and requirements.

SBA Loans: A Comprehensive Guide for Gym Owners

January 13, 2025

Learn how to secure SBA loans for your gym business. Our detailed guide covers loan types, application process, and qualification requirements specifically for fitness business owners.

Understanding Insurance Liability Limits: A Guide for Gym Owners

January 11, 2025

One of the most confusing aspects about insurance is understanding liability policy limits and choosing the right coverage levels for your business. In this post, we aim to untangle this confusion with real examples.