Martial Arts Insurance: Protect Your Training Facility and Students

Secure your martial arts center with comprehensive coverage designed to safeguard instructors, students, and your business.

From $399 or $33.25/mo. for 12 mo.

Insurance is essential for every martial arts gym

Running a martial arts training center involves unique risks, from on-the-mat injuries to equipment damage.

Our specialized martial arts insurance policies ensure you’re prepared for the unexpected, offering protection that goes beyond standard gym coverage.

Whether you operate a small studio or a larger training center, proper coverage is crucial to protect your business and its reputation.

Whether you offer training for Brazilian Jiu Jitsu, Karate, or Kickboxing, we help you find the right coverage, fast.
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What does martial arts insurance cover?

Our martial arts insurance packages are designed to address the specific needs of training facilities. Coverage typically includes:

  • General Liability Insurance
    Protects against claims resulting from injuries sustained during classes or competitions.
  • Professional Liability Insurance
    Safeguards instructors against claims related to training errors or advice.
  • Commercial Property Insurance
    Covers damage to your training center, equipment, and other assets.
  • Medical Expenses Coverage
    Offers protection for on-site injuries, ensuring that both students and staff are covered.
  • Workers’ Compensation
    Required in most states—covers employee injuries on the job.
🛡️ Full-service coverage with one simple application.
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How much does martial arts insurance cost?

Martial arts insurance cost depends on several factors, including:

  • Location and Facility Size: Larger training centers or those in high-traffic areas might incur higher premiums.
  • Type of Training: Specialized classes or combat sports may affect pricing.
  • Coverage Limits: The level of protection you choose can impact your overall cost.

On average, martial arts insurance costs can range from $600 to $2,500 per year. We recommend comparing quotes to find the most competitive rate for your specific needs.

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Every gym needs the right insurance

Whether you run a traditional martial arts studio, a modern training center, or a facility that offers mixed martial arts (MMA), robust martial arts insurance is a must. Our policies are designed for:

  • Martial arts training centers and studios
  • Martial arts academies and schools
  • Instructors offering private or group sessions
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Why choose Gym Insurance+?

  • Save time with one easy application
  • Get expert support from fitness insurance specialists
  • Fully digital experience. No paperwork, no phone tag

-> Learn more about how we compare with other martial arts gym providers here

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Get Your Free Martial Arts Insurance Quote Today

Take the first step toward protecting your facility and get insured today. Get a quote in 3 minutes and can compare coverage options. Great martial arts insurance that's also affordable.

📝 No obligation. No hidden fees. The best protection for your gym business.

Martial Arts Insurance FAQs

What is martial arts insurance and why do I need it?

Martial arts insurance provides protection tailored to the unique risks of a training center. It covers liabilities from injuries, property damage, and professional risks that arise in a martial arts environment.

What does martial arts insurance typically cover?

Coverage usually includes general liability, professional liability, property damage, and medical expenses coverage. The policy is designed to address the specific risk associated with martial arts training.

-> Learn more about what's covered on a martial arts insurance policy here

How much does martial arts insurance cost?

The martial arts insurance cost depends on factors such as the size of your facility, location, and type of training offered. On average, costs range between $600 and $2,500 per year. Comparing quotes can help you find the best rate.

-> Learn more about martial arts gym insurance costs

Do I need both a waiver and insurance for my martial arts gym?

Yes. Waivers and insurance serve different purposes.

A waiver sets expectations and can limit certain claims. Insurance is what:

  • Pays for legal defense
  • Covers medical costs
  • Satisfies landlord and lease requirements

-> Learn more about martial arts gym waivers

How much does martial arts insurance cost?

The martial arts insurance cost depends on factors such as the size of your facility, location, and type of training offered. On average, costs range between $600 and $2,500 per year. Comparing quotes can help you find the best rate.

-> Learn more about martial arts gym insurance costs

Do I need martial arts insurance to sign a gym lease?

Most likely you will, but it's important to check with your landlord before you sign the lease. Often you'll need to provide proof of General Liability coverage, with minimum limits (set by the landlord, but often negotiable), and add the landlord as an Additional Insured. They might also ask for proof that the policy covers glass breakage, a waiver of subrogation, and to be added as a "Primary and Non-contributory" on the policy.

-> Learn more about certificates of insurance and lease requirements here

What insurance do I need if we have Open Mat hours?

If your open mat hours are during regular gym operations when staff are present, even if they're not on the mat coaching, you're covered with our standard martial arts liability policy. If your open mat hours occur outside of normal business hours, when staff aren't present at the gym, then you'll want to add 24-hour gym coverage to your policy.

-> Learn more about 24-hour gyms and unsupervised Open Mat hours

Can I adjust my coverage as my training center grows?

Absolutely. As your facility expands or your needs change, you can update your policy to ensure you always have the optimal level of protection.

-> Learn more about what we cover on our martial arts insurance policies

How do I get a quote for martial arts insurance?

Simply complete our online quote form with your facility details, and you’ll receive a personalized estimate that reflects your specific requirements for martial arts insurance.

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