Insurance that gets martial arts. Built for jiu jitsu academies, MMA and grappling gyms, boxing and kickboxing gyms, and karate and taekwondo schools, from $24/mo. You're covered for how a gym actually runs, no "general fitness" workaround.
Martial arts insurance is gym insurance written for how a gym actually runs: classes, instruction, kids programs, the day-to-day on the mat. You tell us you teach martial arts, and you're covered for it, instead of squeezing yourself into a "general fitness" box and hoping a claim doesn't get denied. Most martial arts gyms we insure pay about $114 a month, and coverage starts at $24/mo.
Here's the part most owners have lived. A generic carrier prices an academy like a higher-risk business than it is, or won't write it at all. The one specialty program that will then stacks a program fee on top, and you end up at $2,500 to $3,200 for coverage that should cost half that. We're gym owners. We built the policy we wanted, priced for the real risk, not a worst-case.
One policy, the coverages a martial arts gym actually needs. The rule we underwrite by is simple: if it's a normal part of running a gym, it's covered unless the policy specifically excludes it. Here's what's inside.
One policy, the coverages a martial arts gym actually needs. The rule we underwrite by is simple: if it's a normal part of running a gym, it's covered unless the policy specifically excludes it. Here's what's inside.
The big one. A student catches an elbow sparring, a visitor slips on the mat, a parent trips over a kettlebell at pickup. General liability covers the injury claims and the legal defense, at $1M per occurrence and $3M aggregate. It's also the coverage your landlord writes into the lease.
Learn more →Your product is coaching, so this is the one you can't skip. If a student says a coach's correction or bad advice caused an injury, professional liability answers it. It's also the piece generic gym policies quietly leave out.
Learn more →Your gear: mats, heavy bags, the ring, grappling dummies, and the retail rack up front. If a fire or burst pipe wrecks it, business personal property replaces it so you can reopen.
Learn more →Run a kids program? You need this, and it's included, at $300,000 per person, with the aggregate limit set by your state's regulations. Abuse and molestation is the coverage nobody wants to think about and nobody wants to discover they were missing.
A gym lives on monthly dues. Go dark for three weeks after a fire and that income stops, but rent and payroll don't. Business income covers the gap while you rebuild. It rides along on a Gym BOP that bundles your liability and property together.
Where a generic application leaves a martial arts gym exposed, and where the right classification covers it.
| Coverage | Generic fitness policy | Gym Insurance by PushPress |
|---|---|---|
| Classified as a martial arts gym, not "fitness center" | ✗ | ✓ |
| Sparring and grappling as training | Often excluded | ✓ |
| Professional liability for coaching | Often excluded | ✓ |
| Abuse and molestation for kids programs | Not always included | ✓ |
| Athletic participation exclusion for BJJ/MMA | Often carried | None |
| Broker or program fees | Often added | None |
One discipline or ten under one roof, we write it. If you teach it as a class, odds are we cover it:
Most martial arts gyms we insure are everyday training facilities: BJJ academies, MMA and grappling gyms, boxing-fitness studios, kids karate and taekwondo, and self-defense schools. Teach something that's not on the list? Tell us at quote and we'll confirm it before you bind. That's the whole point of a policy built for martial arts: you never have to call it "general fitness" to get covered.
Adding kickboxing to your gym? Many carriers treat kickboxing as a contact sport and lump it with boxing, so gyms get non-renewed just for adding the classes. We write kickboxing under the same martial arts classification that already covers boxing and jiu jitsu, so adding it does not put your policy at risk. Light-contact sparring as training and kids classes are covered.
These are the kinds of claims a martial arts policy is built to respond to:
That's what the coverage is for: third-party injury claims, lawsuits, and damage to your gear. Whether a specific claim is paid comes down to the facts and your policy terms, but those are the day-to-day risks the policy responds to. Your everyday training, rolling, sparring, drilling, pad work, and open mat, is all part of it.
Events are covered too, within limits. An event you host at your gym is covered under your standard policy when it's under 100 competitors and not a full-contact or MMA-style fighting event. Competing away from your gym is covered for your liability as well, as long as it's not a full-contact event. For full-contact events like boxing or MMA matches, or events over 100 competitors, you'll need separate event-only liability coverage, so let us know at quote and we'll help you find it.
Two things we don't do, said plainly. Workers' comp isn't part of a martial arts policy, so if your state requires it you'll buy that separately. And we cover what's inside your gym, not the building shell, so building owners need a broker to add structure coverage.
Coverage starts at $24/mo. Here's what martial arts gyms actually pay, next to a typical broker or specialty-program quote for the same coverage.
Median martial arts premium across the gyms we insure is about $114/mo ($1,369/yr), pulled June 2026. Your rate depends on your training type, facility size, location, and coverage limits. See full pricing details.
We're gym owners. We got tired of academies being priced like the worst-case instead of the day-to-day, so we built the policy we actually wanted. One application, a quote in about five minutes, bind the same day.
The price isn't a guess. It comes from 20+ years in fitness and data from thousands of gyms, so we know what a martial arts gym's real risk looks like. This isn't a brokered policy. It's our own program, built directly with A-rated, reinsured carriers, so there's no broker in the middle and no extra fees stacked on top of your premium. See how we compare to other martial arts insurance providers.
Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.