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CrossFit Insurance Built by Fellow Box Owners

Most CrossFit boxes we insure pay about $130 a month, and coverage starts at $56. It meets every CrossFit, LLC affiliate requirement, with no $1,000 buy-in, no broker fees, and no affiliation lock-in.

Built by fellow box owners
Born from PushPress, longtime CrossFit affiliate partners. We built the coverage we needed for our own boxes.
Affiliates from $56/mo
Most CrossFit boxes pay about $130 a month. Coverage starts at $56, with no buy-in and no broker fees.
Meets every affiliate requirement
Satisfies CrossFit, LLC's insurance requirement and names CrossFit, LLC as additional insured at no charge. Your coverage isn't tied to staying affiliated.
Comparing quotes? See how much you could save in less than 5 minutes.

What CrossFit insurance covers

CrossFit insurance from Gym Insurance by PushPress covers your box's general liability, professional liability for your coaching and programming, and your equipment at replacement cost. WODs, open gym, in-house competitions and throwdowns, and kids classes are all covered.

The policy works for CrossFit affiliates, functional fitness and HIIT gyms, and boxes that also run yoga or personal training. If you have coaches on payroll, workers' comp is a separate policy we can quote for you.

What insurance does a CrossFit affiliate need?

To affiliate, CrossFit, LLC asks for $1M of professional liability and general liability of $1M per occurrence and $2M aggregate, and it has to be named on your policy as an additional insured. Our policy carries $1M per occurrence and $3M aggregate, and we name CrossFit, LLC at no charge.

Your landlord will usually want to be named too. Both go on your certificate of insurance for free.

Where affiliates overpay

The coverage most affiliates meet first asks for a $1,000 membership contribution, paid over five years, on top of the premium, and it ties your coverage to staying a CrossFit affiliate. A risk retention group also can't write property insurance, so your rigs, barbells and rowers aren't covered there.

We price a box like a box, with no buy-in and no broker in the middle, and your policy stands whether or not you keep the affiliation. You can compare CrossFit insurance companies on price and coverage.

The coverage a CrossFit box leans on

A box's risk concentrates in a few places. Here's where each coverage earns its place.

General liability

Covers the injury claims a box actually sees: a member hurt during a WOD, a visitor who slips during open gym, a dropped barbell. It includes the legal defense, at $1M per occurrence and $3M aggregate, and it's the coverage your landlord and CrossFit, LLC require.

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Professional liability

Your product is coaching. If a member says a coach's programming or a movement correction caused an injury, professional liability covers the claim, and it's included with your general liability.

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Equipment and property

Your rigs, barbells, bumpers, rowers, and bikes are the business. Business personal property covers them at replacement cost, so a fire or a burst pipe doesn't come out of your pocket to reopen.

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Workers' compensation

If you have coaches on payroll, most states require workers' comp for on-the-job injuries. It's its own policy, apart from your gym insurance, and we can quote it.

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Business income

A box runs on monthly memberships. Go dark for three weeks after a fire and that income stops while rent and payroll keep coming. Business income covers the gap until you reopen, and it rides on the policy that bundles your liability and property together.

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Claims a CrossFit box sees

  • A member slips on chalk during open gym, breaks a wrist and holds the box responsible.
  • An athlete tears a shoulder on kipping pull-ups and says the programming caused it.
  • A box jump goes wrong and the member sues over how the station was set up.
  • A fire in the building damages your rig, rowers and bikes.
  • A burst pipe soaks your flooring and you close for two weeks.

Affiliation-tied coverage vs. Gym Insurance by PushPress

Both meet CrossFit, LLC's requirement. The difference is what you pay and whether your coverage is locked to your affiliation.

Affiliation-tied RRGGym Insurance by PushPress
Meets every CrossFit affiliate requirement ✓ ✓
Covers your equipment (rigs, barbells, rowers) ✗ ✓
No $1,000 membership contribution ✗ ✓
Coverage not tied to staying affiliated ✗ ✓
State-regulated admitted carrier ✗ ✓

How much does CrossFit insurance cost?

Here's what CrossFit boxes pay with us, next to what CrossFit RRG runs for a larger affiliate. RRG prices on your gym's revenue, so a smaller affiliate pays less. RRG members also make a $1,000 membership contribution, paid over five years.

Gym Insurance by PushPress
$1,200–$2,000typical ~$1,555/yr · ~$130/mo
CrossFit RRG (larger affiliates)
$2,150–$2,850plus a $1,000 membership contribution, paid over five years
$1,000$2,000$3,000$4,000
Typical rangeMedian

Median strength-and-conditioning premium across the gyms we insure is about $130/mo ($1,555/yr), with most boxes between $1,200 and $2,000 a year. We last updated these prices in October 2026. Coverage starts at $56/mo. Your rate depends on facility size, location, and coverage limits. See full pricing details.

Why CrossFit boxes choose Gym Insurance by PushPress

We're fellow box owners. PushPress was built by and for CrossFit affiliates, so when we couldn't find coverage that priced a box fairly without locking it to the affiliation, we built our own.

It meets every CrossFit, LLC affiliate requirement. It's our own program built directly with A-rated, reinsured carriers, so there's no broker in the middle and no buy-in or broker fees stacked on your premium.

Your coverage isn't tied to staying a CrossFit affiliate. Add programs like yoga or personal training, or drop the affiliation, and your policy stands. It also covers your equipment at replacement cost, which a risk retention group can't write. See the full side-by-side comparison vs. CrossFit RRG.

Frequently asked questions

Does this insurance meet CrossFit affiliate requirements?
Yes. CrossFit, LLC requires general liability of $1M per occurrence and $2M aggregate plus $1M professional liability. Our coverage provides $1M per occurrence and $3M aggregate, which exceeds the requirement, and we name CrossFit, LLC as an additional insured at no charge. You don't have to use CrossFit RRG to be compliant.
How does Gym Insurance by PushPress compare to CrossFit RRG?
CrossFit RRG is the option many affiliates meet first, but it's not the only way to satisfy CrossFit, LLC's requirement. We're fully compliant and add several advantages: no $1,000 membership contribution, coverage backed by an A-rated carrier regulated at the state level, and room to add non-CrossFit programming like yoga or personal training. See the full side-by-side comparison.
Do I have to stay a CrossFit affiliate to keep coverage?
No. Unlike a risk retention group that ties coverage to your affiliation, our policy stands on its own. You can add non-CrossFit programming, change your gym's name, or drop the CrossFit affiliation, and your coverage continues uninterrupted.
How much is insurance for a CrossFit gym?
Coverage starts at $56 a month, and the typical CrossFit box we insure pays about $130 a month, roughly $1,555 a year, with most boxes between $1,200 and $2,000. For a larger affiliate, CrossFit RRG runs more, and members also make a $1,000 membership contribution over five years. Your rate depends on facility size, location, and coverage limits. See full pricing details.
What does CrossFit insurance cover?
General liability, professional liability for coaching and programming, equipment and property at replacement cost, and business income. WODs, open gym, in-house competitions and throwdowns, and kids classes are all covered. Workers' comp is quoted separately. See everything that's covered.
I offer open gym hours. Do I need anything extra?
Open gym is part of normal box operations and is covered. If members train with little or no staff present, ask us about 24-hour access coverage when you apply so it's reflected on your policy.
Are my 1099 coaches covered?
Your W-2 coaches are covered under your general and professional liability. 1099 coaches are covered under your professional liability for the classes they teach once they've signed a contract-worker agreement with you, and you can add them to your general liability for $25.50 a year each.
Do you cover CrossFit Kids classes?
Yes. Kids classes are covered for ages 2 and up. The one exclusion aimed at kids is gymnastics training for minors.
Do you cover in-house competitions and throwdowns?
Yes. In-house competitions and throwdowns at your box are covered. If an event has more than 100 participants, it's still covered unless it's open to the public, charges an entry fee beyond membership dues, charges spectators to attend, or has an outside sponsor. An event like that needs a special events policy, and we can help you get one.
Can I add a second location?
If the new location is under the same LLC, we can add it to your existing policy. If it's a separate LLC, it gets its own policy.

Run a different kind of gym? See every gym type we cover.

Updated October 20, 2026

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