Most CrossFit boxes we insure pay about $130 a month, and coverage starts at $24. It meets every CrossFit, LLC affiliate requirement, with no $1,000 buy-in, no broker fees, and no affiliation lock-in.
CrossFit insurance is our gym insurance built for functional fitness boxes: general liability, professional liability for coaching and programming, equipment and property at replacement cost, and workers' comp, on one policy. It covers how a box actually runs, including WODs, open gym, on-premises competitions, and kids classes.
It applies whether you are a CrossFit affiliate, a HIIT or functional fitness gym, or a box running non-CrossFit programming like yoga or personal training alongside it. Multiple locations and mixed programming go on a single policy.
CrossFit is a well-understood risk, so getting covered isn't the hard part. What you pay is. The coverage most affiliates meet first stacks a $1,000 upfront buy-in and a $350 annual broker fee on top of an already-elevated premium, and it ties your coverage to staying a CrossFit affiliate. And because a risk retention group can't legally write property insurance, that coverage can't protect your equipment at all, so your rigs, barbells, and rowers are on you.
We price a box like a box, with no buy-in and no broker in the middle, and your policy stands whether or not you keep the affiliation. Professional liability for your coaching and programming is included, and your equipment is covered at replacement cost.
A box's risk concentrates in a few places. Here's where each coverage earns its place.
Covers the injury claims a box actually sees: a member hurt during a WOD, a visitor who slips during open gym, a dropped barbell. It includes the legal defense, at $1M per occurrence and $3M aggregate, and it's the coverage your landlord and CrossFit, LLC require.
Learn more →Your product is coaching, so this is the one that matters most, and the piece generic policies quietly leave out. If a member says a coach's programming or a movement correction caused an injury, professional liability answers it.
Learn more →Your rigs, barbells, bumpers, rowers, and bikes are the business. Business personal property covers them at replacement cost, so a fire or a burst pipe doesn't come out of your pocket to reopen.
Learn more →If you have coaches on payroll, most states require workers' compensation for on-the-job injuries. It isn't part of the liability policy, so you add it where your state requires it.
Learn more →A box runs on monthly memberships. Go dark for three weeks after a fire and that income stops while rent and payroll keep coming. Business income covers the gap until you reopen, and it rides on the Gym BOP that bundles your liability and property together.
Both meet CrossFit, LLC's requirement. The difference is what you pay and whether your coverage is locked to your affiliation.
| Affiliation-tied RRG | Gym Insurance by PushPress | |
|---|---|---|
| Meets every CrossFit affiliate requirement | ✓ | ✓ |
| Covers your equipment (rigs, barbells, rowers) | ✗ | ✓ |
| No $1,000 upfront buy-in | ✗ | ✓ |
| No annual broker fee | ✗ | ✓ |
| Professional liability included | Through a broker | ✓ |
| Coverage not tied to staying affiliated | ✗ | ✓ |
| State-regulated admitted carrier | ✗ | ✓ |
Here's what CrossFit boxes actually pay, next to what CrossFit RRG runs: roughly double our price every year, with a one-time $1,000 buy-in on top in year one.
Median strength-and-conditioning premium across the gyms we insure is about $130/mo ($1,555/yr), with most boxes between $1,228 and $1,966 (n=385), pulled June 2026. Coverage starts at $24/mo. Your rate depends on facility size, location, and coverage limits. See full pricing details.
We're fellow box owners. PushPress was built by and for CrossFit affiliates, so when we couldn't find coverage that priced a box fairly without locking it to the affiliation, we built our own.
It meets every CrossFit, LLC affiliate requirement. The requirement is general liability of $1M per occurrence and $2M aggregate plus $1M professional liability; we provide $1M per occurrence and $3M aggregate, which exceeds it, and we name CrossFit, LLC as an additional insured at no charge. It's our own program built directly with A-rated, reinsured carriers, so there's no broker in the middle and no buy-in or broker fees stacked on your premium.
Your coverage isn't tied to staying a CrossFit affiliate. Add programs like yoga or personal training, run multiple locations, or drop the affiliation, and your policy stands. It also covers your equipment at replacement cost, which a risk retention group structurally can't do. See the full side-by-side comparison vs. CrossFit RRG.
Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.