24-Hour Gym Insurance

Easy to update and add.
Affordable coverage.

get a quote

Add 24-hour coverage for $15-$20/month

After hours, open mat, late night sweat sesh. Finding affordable insurance that covers your 24-hour gym can be hard and expensive, and we're not cool with that. That's why we made it simple to add 24-hour gym coverage to your policy for a low monthly fee. You'll get all the same coverage as our most popular Gym Liability Insurance, without any tricky 'gotchas', like specific requirements for cameras and key access. You'll just need to make sure your waivers are updated for 24-hour access, and you're good to go. Just one more example of how we're working to make gym insurance better, so that you're free to run your gym as you see fit.

How It Works

1. Get your quote

Answer a few questions about your business to get your quote.

2. Review

Licensed insurance agents are here to help if needed.

3. Buy

Coverage starts when you need it. Get your certificate of insurance instantly.

4. Easy support

24/7 online access to your policy documents. File claims and more, all online.

Get a Quote

Frequently Asked Questions

How much does it cost to add 24-hour gym insurance?

You can add 24-hour gym access to your Gym Liability Insurance policy for $15-$20/month. Your final cost will be calculated as 15% of your annual premium and you can choose to pay monthly or all at once.

Do you require proof of cameras onsite?

We don't require proof that you have security cameras onsite, although we definitely recommend that you consider installing security cameras! The safer your business, the safer your members will feel—and that's what matters the most at the end of the day.

Do you require that we use a certain key fob or pin pad entry?

We don't require that you use a certain company or system for giving your members 24-hours access to your unsupervised gym. There are lots of options on the market, but we encourage you to find a system that works well for you and your members and is effective at preventing unauthorized persons from entering your gym or piggybacking on another member coming and going.

Do I need to update my waivers if I have 24-hour access?

Yes, you do! We need you to update your waiver to include a statement that your gym has 24-hour unsupervised access where no staff are present and that members are accessing the facility at their own risk. You must have every member who will have access to your gym outside normal business hours sign this updated waiver. Please keep these waivers safe - digital is best, but if you are using paper, please make copies and maintain these for your records.

Get covered today

Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.