From $33/mo for our Gym Liability bundle. Reformer, tower, chair, and barrel Property coverage available to add-on.
Pilates insurance is mostly sold one of two ways, and neither one fits for an independent studio.:
You get quoted $2,500 to $3,000 a year for a generic small-business policy. Or you find a digital-first instructor policy at $11 a month that covers you personally but won't touch the studio's equipment.
We built this program for the gap in the middle.
Big pilates brands like Club Pilates, Solidcore, BODYBAR, and Balanced Body get franchise-scale insurance pricing that smaller studios can't access.
We built our program at that same scale, then made it available for independent studios. A single independent studio gets the same insurance economics a national, franchised brand does.
We built this product because we kept watching independent pilates owners overpay, and we knew we could help.
Here's what's in our standard policies:
🛡️ Full-service coverage with one simple application.
Our insurance policies' cost depends on several factors, including:
Instructor-only policies don't cover any of this. Studio property goes through the studio policy, which is why we built it as an add-on rather than baking a generic limit into the base.
We cover your equipment at 100% of the replacement cost. No depreciation. No funny business. Just the number you bring us, and what it would cost to get you back up and running after a total loss.
PushPress has been building software for fitness businesses for over a decade, and thousands of studios and gyms run on it. We built this insurance product on top of that.
If you run PushPress for your studio, your insurance policy is managed through the same account as your gym software. If you don't, you can still buy the policy on its own. The price is the same either way.
Yes, reformers (and the rest of your equipment) are an add-on to the gym liability bundle. Most studios buy additional property coverage because your equipment replacement costs can add up fast.
Instructor insurance covers an individual teacher's liability. Studio insurance starts with the gym liability bundle (general liability and professional liability) and adds property coverage for your equipment. A solo teacher can use instructor-only. A studio owner with employees and equipment will want the studio bundle plus the property add-on.
Yes. Your virtual classes are covered, same as everything else you do in your studio.
Yes. Waivers and insurance serve different purposes.
A waiver sets expectations and can limit certain claims. Insurance is what:
Yes. Mat-only studios don't need the same property limits, so the property add-on is smaller or skipped entirely. Liability prices are similar; the difference shows up on the equipment side.
Most likely you will, but it's important to check with your landlord before you sign the lease. Often you'll need to provide proof of General Liability coverage, with minimum limits (set by the landlord, but often negotiable), and add the landlord as an Additional Insured. They might also ask for proof that the policy covers glass breakage, a waiver of subrogation, and to be added as a "Primary and Non-contributory" on the policy.
-> Learn more about certificates of insurance and lease requirements here
Our general liability policies cover teacher training the same way they cover a regular class. However, our professional liability policies do not cover claims that come from what was taught in your program. For studios where certification is a big part of your business, we encourage you to reach out to our team and we can talk you through your options.
Solo pilates instructor coverage is available, but it's usually not the best fit through our program. Our policies are built for studios with instructors, equipment, and a commercial lease. If you'd still really like to get a quote from us, reach out and let's talk.
Simply complete our online quote form with your studio details, and you’ll receive a personalized estimate for your pilates studio.