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Jiu Jitsu Insurance That Covers How You Train

Insurance that gets jiu jitsu. Gi or no-gi, adult classes and kids' programs, from $56/mo.

From $56/mo
Liability coverage for a jiu jitsu academy starts at $56/mo.
Rolling & submissions covered
Drilling and live rounds in class are covered as training. Open mat is covered when staff are on site.
Kids' classes from age 2
Tiny-tot classes, kids' programs and after-school groups are covered from age 2.
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What is jiu jitsu insurance?

Jiu jitsu insurance is gym insurance for a BJJ academy: your classes, coaches, open mat, kids' program and mats. Rolling, drilling and submissions are covered. A typical martial arts gym we insure pays about $110 a month, and liability alone starts at $56/mo.

A lot of legacy carriers won't write a grappling gym at all. Specialty programs will write one, but they often price every class like a full-contact competition.

What does jiu jitsu insurance cover?

A jiu jitsu policy starts with general liability and professional liability. You can add property and business income.

General liability

If a student or visitor is hurt at your academy and blames you, general liability pays for your legal defense and any settlement. General liability comes with $1M per occurrence and $3M aggregate for the year. Landlords ask to see general liability before you sign a lease.

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Professional liability

Professional liability covers a student's claim that the way your coach taught a submission or a takedown caused their injury.

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Business personal property

Business personal property covers your mats, grappling dummies, gi rack, mirrors and build-out at replacement cost if a fire or a burst pipe ruins them. Property coverage is optional, and you can add it to your quote.

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Abuse and molestation

Abuse and molestation coverage comes on every policy at $300,000 per person. The aggregate limit depends on your state.

Business income

If a fire shuts the academy for a few weeks, business income replaces the dues you lose while you rebuild. Business income comes with your policy when you add property coverage.

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Legacy carrier vs. Gym Insurance by PushPress

How our policy compares with what legacy carriers usually offer a jiu jitsu academy.

CoverageLegacy carrierGym Insurance by PushPress
Live rolling and submissions as training Often excluded ✓
Abuse and molestation coverage included Often an add-on ✓
Broker fees Often added None

Jiu jitsu gyms we cover

Academies and programs we write:

  • Brazilian jiu jitsu and Gracie jiu jitsu academies
  • No-gi and submission grappling gyms
  • MMA and martial arts gyms with a jiu jitsu program
  • Open mat and competition-team training
  • Kids' and youth jiu jitsu programs
  • After-school programs

If you teach something else alongside jiu jitsu, ask us before you buy and we'll check it.

What's covered, and the few things that aren't

A few claims your policy covers:

  • A member tears a knee ligament in a roll and sues the academy.
  • A delivery driver slips in the wet entryway and sues.
  • A child is hurt in the kids' class and the parents hold the academy responsible.
  • If you add property coverage, a burst pipe soaking the mats and the gi rack is covered.

Two things you'd buy elsewhere: workers' comp, which we don't offer for martial arts gyms, and coverage for the building itself if you own it. The full list of exclusions is on our what's not covered page.

How much does jiu jitsu insurance cost?

The typical martial arts gym we insure pays $1,100 to $1,700 a year, against $1,800 to $3,000 from brokers and specialty programs. Liability coverage starts at $56/mo.

Gym Insurance by PushPress
$1,100–$1,700typical ~$1,335/yr · ~$110/mo
Typical broker or specialty program
$1,800–$3,000brokerage fees often added on top
$1,000$2,000$3,000$4,000
Typical rangeMedian

Our median martial arts premium is about $110/mo ($1,335/yr) as of October 2026. Your price depends on your training, your space, your location and the value of the equipment you insure. See full pricing details.

Why gym owners choose Gym Insurance by PushPress

We're gym owners, and we built the policy we wanted for our own gyms. One application gets you a price in about five minutes.

Gym Insurance by PushPress is our own program, priced from 20+ years in fitness and data from thousands of gyms and written directly with A-rated, reinsured carriers. You buy the policy directly from us, without a broker or a broker's fee. Compare jiu jitsu insurance providers side by side.

Frequently asked questions

Does jiu jitsu insurance cover rolling, sparring, and submissions?
Yes. Live rolls and submission work in class are covered as training.
How much does jiu jitsu gym insurance cost?
Jiu jitsu gym insurance costs about $110 a month ($1,335 a year) at the median for the martial arts gyms we insure, and liability coverage starts around $56/mo. A broker or specialty program usually quotes a BJJ gym $1,800 to $3,000 a year. Compare prices across gym types.
What insurance does a BJJ gym need?
Most BJJ gyms need general liability, professional liability and property coverage. General liability covers injury claims against your academy. Professional liability is for claims about your teaching, such as a student who blames an injury on how you showed them a technique. Property coverage pays to replace your mats and equipment after a fire or other covered loss. Abuse and molestation coverage is part of every policy too. We don't offer workers' comp for martial arts gyms, so you'd get it from another provider.
Are kids' jiu jitsu classes covered?
Yes, from age 2 and up, including tiny-tot classes and after-school groups. If a child is hurt in class and the parents hold your academy responsible, your general liability covers the claim.
Is there a deductible on jiu jitsu insurance?
General liability has no deductible. Professional liability carries a $1,000 deductible per claim, and if you add property coverage, most property losses carry a $1,000 deductible too.
Does jiu jitsu insurance cover open mat hours?
Open mat is covered when someone from your staff is on site, even if they're not running the session. When no staff are in the building, add 24-hour coverage to the policy for those hours.
Does jiu jitsu insurance cover competitions and tournaments?
If you're planning a competition or tournament, tell us when you quote and we'll confirm what's covered for your event.

Run a different kind of gym? See every gym type we cover.

Updated October 22, 2026

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