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Jiu Jitsu Insurance That Covers How You Train

Insurance that gets jiu jitsu. Built for BJJ academies, gi and no-gi, from $24/mo. Apply as a martial arts business, not general fitness, and you're covered for how your gym actually runs: rolling, open mat, and kids' classes.

From $24/mo
Coverage starts at $24. Most jiu jitsu gyms we insure pay about $114 a month.
Rolling & open mat covered
Apply under martial arts and your training is covered, including rolling, sparring, submissions, and open mat.
Classified right, not "fitness"
You select martial arts as your business type, so you never have to call your gym general fitness to get covered.
Comparing quotes? See how much you could save in less than 5 minutes.

What is jiu jitsu insurance?

Jiu jitsu insurance is gym insurance written for how a grappling academy actually runs: classes, instruction, open mat, kids' programs, the day-to-day on the mats. You select martial arts as your business type, and your jiu jitsu is covered for it, instead of squeezing yourself into a "general fitness" box and hoping a claim doesn't get denied. Most jiu jitsu gyms we insure pay about $114 a month, and coverage starts at $24/mo.

Here's the part most owners have lived. You call an insurer, describe your classes, and the moment you say rolling, sparring, or submissions, the quote doubles or they stop calling back. A generic carrier prices a grappling gym like a higher-risk business than it is, or won't write it at all. The brokers who will write it can usually only place you with specialty insurers, which cost more and carry higher minimum limits. We're gym owners. We built the policy we wanted, priced for the real risk, not a worst-case.

What does jiu jitsu insurance cover?

One policy, the coverages a jiu jitsu gym actually needs. The rule we underwrite by is simple: if it's a normal part of running a grappling academy, it's covered unless the policy specifically excludes it. Here's what's inside.

General liability

The big one. A training partner gets hurt during a roll, a visitor slips on the mat, a parent trips at pickup. General liability covers the injury claims and the legal defense, at $1M per occurrence and $3M aggregate. It's also the coverage your landlord writes into the lease.

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Professional liability

Your product is coaching, so this is the one you can't skip. If a student says a coach's instruction on a sweep or submission caused an injury, professional liability answers it. It's also the piece generic gym policies quietly leave out.

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Business personal property

Your gear: mats, grappling dummies, the retail rack of gis up front, mirrors, and build-out. If a fire or burst pipe wrecks it, business personal property replaces it so you can reopen.

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Abuse and molestation

Run a kids' program? You need this, and it's included, at $300,000 per person, with the aggregate limit set by your state's regulations. It's the coverage nobody wants to think about and nobody wants to discover they were missing.

Business income

A gym lives on monthly dues. Go dark for three weeks after a fire and that income stops, but rent and payroll don't. Business income covers the gap while you rebuild. It rides along on a Gym BOP that bundles your liability and property together.

Generic carrier vs. Gym Insurance by PushPress

Where a generic application leaves a jiu jitsu gym exposed, and where the right classification covers it.

CoverageGeneric carrierGym Insurance by PushPress
Classified as a martial arts gym, not max-risk
Rolling, sparring, and submissions as training Often excluded
Professional liability for coaching Often excluded
Kids' and youth jiu jitsu programs
Abuse and molestation coverage included
Broker or program fees Often added None

Jiu jitsu gyms we cover

Gi, no-gi, or both under one roof. If you run it as a class or a program, odds are we cover it:

  • Brazilian jiu jitsu and Gracie jiu jitsu academies
  • No-gi and submission grappling gyms
  • Jiu jitsu inside a broader martial arts or MMA gym
  • Open mat and competition-team training
  • Kids' and youth jiu jitsu programs
  • After-school programs and summer day camps

Most jiu jitsu gyms we insure are everyday training academies, not fight teams. Teach something alongside jiu jitsu that's not on the list? Tell us at quote and we'll confirm it before you bind. That's the whole point of a policy built for jiu jitsu: you never have to call it "general fitness" to get covered.

What's covered, and the few things that aren't

These are the kinds of claims a jiu jitsu policy is built to respond to:

  • A member is hurt on the mats and sues, and you need a legal defense.
  • A parent slips on a wet mat at pickup and files a claim.
  • A parent sues after their child is hurt in the after-school program.
  • A burst pipe soaks the mats and your retail rack.
  • A former student claims a coach's instruction caused a lasting injury.

That's what the coverage is for: third-party injury claims, lawsuits, and damage to your gear. Whether a specific claim is paid comes down to the facts and your policy terms, but those are the day-to-day risks the policy responds to. Your everyday training, day-to-day classes, drilling, open mat, and the rolling and sparring that are part of normal training, is what the policy is written around. Hosting a grappling tournament (up to 100 competitors) and competing at away events are covered too. Full-contact or MMA-style fighting, or events over 100 competitors, need separate event coverage, so tell us at quote.

Two things we don't do, said plainly. Workers' comp isn't part of a jiu jitsu policy, so if your state requires it you'll buy that separately. And we cover what's inside your gym, not the building shell, so building owners need a broker to add structure coverage.

How much does jiu jitsu insurance cost?

Coverage starts at $24/mo. Here's what jiu jitsu gyms actually pay, next to a typical broker or generic-carrier quote for the same coverage.

Gym Insurance by PushPress
$1,100–$1,600typical ~$1,369/yr · ~$114/mo · from $24/mo
Typical broker or generic carrier
$1,800–$3,000brokerage fees often added on top
$1,000$2,000$3,000$4,000
Typical rangeMedian

Median grappling-gym premium across the martial arts gyms we insure is about $114/mo ($1,369/yr), pulled June 2026. Your rate depends on facility size, location, programming, and coverage limits. See full pricing details.

Why gym owners choose Gym Insurance by PushPress

We're gym owners. We got tired of grappling academies being priced like the worst-case instead of the day-to-day, so we built the policy we actually wanted. One application, a quote in about five minutes, bind the same day.

The price isn't a guess. It comes from 20+ years in fitness and data from thousands of gyms, so we know what a jiu jitsu gym's real risk looks like. This isn't a brokered policy. It's our own program, built directly with A-rated, reinsured carriers, so there's no broker in the middle and no extra fees stacked on top of your premium. See how we compare to other jiu jitsu insurance providers.

Frequently asked questions

Does jiu jitsu insurance cover rolling, sparring, and submissions?
Yes. A jiu jitsu policy covers your training, including rolling, sparring, submissions, and open mat, because you apply under martial arts as your business type, and that training is the normal operation of a martial arts gym. A grappling tournament you host under 100 competitors is covered too; the separate piece is a full-contact or MMA-style fighting event, which needs event-only coverage.
How much does jiu jitsu gym insurance cost?
Jiu jitsu insurance starts around $24/mo, and the typical grappling gym we insure pays about $114 a month (roughly $1,369 a year). Brokers and generic carriers often quote $1,800 to $3,000 for the same coverage once fees are added. See full pricing details.
Do I need professional liability for a BJJ gym?
Yes. General liability covers injuries at your facility, like a student slipping off the mat. Professional liability covers a claim that your instruction caused harm, like a student saying you taught a submission incorrectly. For a jiu jitsu gym, where coaching technique is the product, it's the coverage that matters most, and the one generic policies most often leave out.
Are kids' jiu jitsu classes covered?
Yes. Kids' classes are part of the normal operations of a jiu jitsu gym, so injuries during youth instruction are covered under your general liability. A policy also includes abuse and molestation coverage, which matters for any program working with minors.
What's the minimum age for kids' jiu jitsu coverage?
There's no age limit that gets in your way. Coverage applies to youth programs from age 2 and up, so little kids' classes, tiny-tot programs, and after-school groups are all part of your standard policy as long as they're disclosed when you apply.
Does jiu jitsu insurance cover open mat hours?
If open mat runs during regular hours while staff are present, even if they are not coaching on the mat, it is covered under your standard policy. If open mat happens outside business hours with no staff present, you add 24-hour coverage to insure those unsupervised sessions.
Does jiu jitsu insurance cover competitions and tournaments?
Often, yes. A grappling tournament or in-house competition you host is covered under your standard policy when it's under 100 competitors and not a full-contact or MMA-style fighting event, and competing away is covered for your liability as long as it's not full-contact. For a full-contact event or one over 100 competitors, you'll need separate event-only coverage, so let us know at quote and we'll help you find it.
Do I need both a waiver and insurance for my jiu jitsu gym?
Yes. A waiver sets expectations and can limit certain claims, but insurance is what pays for legal defense and any settlement, and satisfies landlord requirements. Courts regularly look past waivers, especially with minors. More on gym waivers.
How fast can I get a jiu jitsu insurance quote?
You can get a quote in about five minutes through one online application. There is no phone tag and no broker back-and-forth, and you can bind coverage the same day once you are ready.

Get Covered Today

Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.