Effortless compliance.
Managed all in one account.
Pay-as-you-go billing available.
Incredibly easy to manage. Our pay-as-you-go billing links to your payroll, so your workers' compensation payments are automated, making it easier for you to maintain accurate premiums throughout the year, greatly reducing your risk for unhappy audit surprises.
Remarkable insurance, designed just for gyms. Because we know gyms, we help you set up the right class codes for your employees so you can easily manage your payroll-based premiums. Set up is simple, maintaining compliance is effortless.
Impressive customer service. Easy to buy online. Self-service when you want it. Expert help when you need it.
If you love PushPress, you'll love our insurance. We’re proud to offer the same high level of customer service that PushPress provides to all its gym management software customers to our insurance customers. Whether you’re using PushPress at your gym, or not — you can still purchase our insurance to protect your gym.
Backed by insurance powerhouses who share our vision for gym-centric insurance. Our Workers' Comp Insurance policies are available through AmTrust Insurance Company and powered by Authentic Insurance.
Answer a few questions about your business to get your quote.
Licensed insurance agents are here to help if needed.
Coverage starts when you need it. Get your certificate of insurance instantly.
24/7 online access to your policy documents. File claims and more, all online.
Workers' compensation insurance protects both your employees and your fitness business if someone gets hurt on the job. It covers medical expenses and lost wages for work-related injuries or illnesses, regardless of who was at fault. Most states require this coverage as soon as you hire your first employee.
For fitness businesses, this protection is crucial. Your trainers demonstrate exercises, spot heavy lifts, and engage in physical activity throughout their workday. Support staff handle equipment and maintain facilities. Workers' comp ensures they're protected while performing these essential duties.
Accidental employee Injuries from common, everyday activities like training demonstrations, repetitive strain injuries, workplace accidents, lifting injuries, and equipment accidents.
Workers' comp will cover medical expenses, lost wages, rehabilitation costs, disability benefits, and death benefits.
Your premium will depend on your payroll size, employee count, job classifications, claims history, and state requirements.
Yes, unfortunately every workers' comp policy is audited every year. This is because your premiums are tied so closely to employee counts and payroll amounts. If you have a policy that offers pay-as-you-go billing, this is recommended because it will automatically adjust your workers' comp payments during the year as your payroll fluctuates.
For gyms, some common workers' comp claims examples include:
Workers' comp insurance is mandatory in almost every state once you have a certain number of employees. This varies based on state requirements, so you should always double check with your state before purchasing (or deciding to forego) workers' comp insurance.
Deciding your employee count is also a key consideration. Many gyms have 1099 contractors on staff. State laws vary on whether 1099 contractors need workers' comp coverage. Some states mandate coverage for contractors who:
Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.