Tanning beds are a popular way to generate additional income for your gym. However, many insurance policies won't cover them. That's why we made it easy to add tanning beds coverage to your policy for a low monthly fee, and why we stand by our promise that insurance should never get in the way of your gym's growth.
You can add your tanning beds to your Gym Liability Insurance policy for $58/month per bed.
When you purchase your policy, we'll ask you to acknowledge that you understand the following is NOT COVERED: Bodily injury from tanning: (1) Arising out of exposure to rays within a tanning unit except those located on the designated premises at the Location shown on the Declarations page; (2) To the eye caused by exposure to rays emitted from the use of the tanning unit; (3) Arising out of customer regulation of the tanning unit timing controls; (4) Arising out of any long term or cumulative skin damage attributable to exposure to sun tanning devices; or (5) Caused by a carcinogen or resulting in any form of carcinoma including, but not limited to, malignant growths or any other cancerous disorder.
Updated June 11, 2026
Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.