The Modern Alternative to CrossFit RRG: Flexible Coverage Built for the Way You Train in 2026

The biggest difference between us and CrossFit RRG isn't just the coverage. It's the math.

CrossFit RRG requires Affiliates to "pay to play". Before you can buy a policy, you need to pay a $1,000 membership fee. And then you're still looking at a recurring annual $350 brokerage fee.

At Gym Insurance+, we think that's backward. We don't charge membership or brokerage fees because we believe your budget should go toward protecting your business. Your CrossFit gym liability coverage should be an asset, not a limitation on your growth.

Here's how we keep things simple:

• Zero membership fees.
• No recurring brokerage fees. That $350 stays in your bank account, rather than padding ours
• Lower costs. We offer CrossFit insurance starting at $399/year.
• Born from PushPress. If you know PushPress, you know we have your gym's best interests at heart. We're fellow box owners, long-time CrossFIt Affiliate partners, and we're obsessed with helping you run your business better. We work with thousands of gym owners every day to help them grow and succeed.

We've made it easy for you to double check your 2026 potential savings. No high-pressure sales calls, no "intro" fees. Just a transparent look at what your gym insurance coverage could actually cost.

If a member gets hurt at your gym, the last thing you want to be focusing on is "fault" or "liability". You just want them to get an X-ray, get fixed up, and get back to class.

That's exactly what Participant Medical Coverage (sometimes called Participant Accident Coverage) is designed to do.

Unlike standard general liability claims (which can require a long legal process to settle a lawsuit), this coverage is available to you immediately. You can use it to pay for things like ER visits, physical therapy, and imaging, regardless of who is at fault. It's designed to preserve the relationship with your members so a sprained ankle doesn't turn into a legal headache.

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How Gym Insurance+ Handles Participant Injury Coverage

Every Gym Insurance+ policy includes Participant Medical Payments coverage with flexible limit options, allowing gym owners to choose protection that fits their size and risk level.

Most gyms select $10,000 per year, which is standard on all our policies. But you also have the choice to increase this protection up to $25,000 per year for broader protection.

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Is this the same thing as CrossFit RRG's Participant Accident Coverage?

Yes. You might see this called "Medical Payments" or "Participant Accident Coverage" elsewhere. Don't let the names confuse you. Whether it's a member dropping a kettleball on their foot or landing awkwardly on a box jump, we offer coverage built for high-intensity training. The goal is the same: fast care for them, and one less thing for you to worry about.

Gym Insurance+ includes this coverage on every policy. We offer the same core protections as CrossFit RRG, but with more limit choices for your unique gym.

Most CrossFit owners don't realize that a standard liability policy only protects them for liability and lawsuit claims. It doesn't pay a dime if your rig is damaged, your back wall burns down, or your rowers are stolen. In fact, most gym insurance claims we see are for property claims, not liability claims.

With Gym Insurance+ by PushPress, we don't make you go hunt for a separate property policy. You can buy coverage for your equipment at the same time as your main liability policies.

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What's Actually Covered?

We keep it simple. If it's part of your gym, it's probably covered.

• The Big Stuff: rigs, racks, plates, and barbells
• The Tech: computers, sound systems, and iPads at the front desk
• The Build Out: flooring, mirrors, and leased space improvements (like that expensive HVAC or shower stall)

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Why "All-Risk" is the Best Choice For You

Insurance nerds might also call our policy an "open-perils" policy. All you need to know is that we cover damage from any cause, unless we explicitly say we don't. Compare this to a "named-perils" policy, which only coers you if the damage happens in a very specific way (like a fire). If a pipe bursts and ruins your wood lifting platforms on a named-perils policy, you might be out of luck. On our plan, you're covered.

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One Login, One Renewal

Stop juggling multiple different insurance agents. By bundling your property with your liability:

• Your limits stay aligned (you won't be under-insured as you grow)
• Claims are seamless because one carrier handles the whole incident
• One annual renewal date helps you plan and manage your cash flow better

The true test of insurance isn't the price of the premium. It's what happens at 2:00 PM on a Tuesday when a member gets hurt or a pipe bursts.

In the insurance world, there is a big difference between being a "member" of a group and being a "policyholder" with an admitted carriers. Here's why that distinction matters to you:

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Regulated, Reliable, and Fast

Gym Insurance+ policies are backed by national-wide, admitted insurance carriers. This means our claims processes are regulated by state insurance departments. You aren't at the mercy of a small group's internal board; you are protected by standardized consumer laws.

This regulation ensures:

• Prompt communication: No wondering if your email was seen - we have to reply within a certain timeframe
• Fair evaluations: Claims are handled by professional adjusters who follow strict state guidelines
• Financial certainty: Our carriers have the "A-rated" reserves to pay out large claims

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Designed for CrossFit Owners, Not Just Lawyers

Because we're part of the PushPress family, our claims team understands your business. We know that a claim involves real people in your community. We work to resolve issues quickly and professionally so that you can keep your focus on your classes, not on paperwork and legal disputes.

The Gym Insurance+ Promise: You'll get a dedicated claims contact and a clear timeline. No "black holes," no guesswork. Just the support you need to get back in business.

How does your insurance react if you're a CrossFit affiliate who wants to add a Brazilian Jiu-Jitsu program in the evenings to increase revenue and attract new members?

With Gym Insurance+, you can simply update your gym's operations and add martial arts coverage to your policy. That's it. 5 minutes, and you're insured from top-to-bottom.

With CrossFit RRG coverage, BJJ may fall outside their program scope and require you to find a new policy.

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At Gym Insurance, our philosophy is simple: you should never have to say 'no' to a cool new gym business idea. Our admitted carrier structure ensures your coverage stays consistent as your business evolves, regardless of your brand affiliation.