Great news: Liability coverage for your cold plunge pools and saunas is automatically included on your Gym Liability Insurance policy! If you want to also insure the replacement cost for your pools or saunas, you can add these to your total insured Property value.

We encourage you to follow all recommendations for safe use of your sauna. Typically, this includes posting safety instructions, encouraging the use of timers or limiting session lengths, and training staff on emergency procedures.

Yes, you can! We will need you to update your waiver to include a statement that your gym has 24-hour unsupervised access, including saunas and cold plunge pools, where no staff are present and that members are accessing the facility at their own risk. You must have every member who will have access to your gym outside normal business hours sign this updated waiver. Please keep these waivers safe - digital is best, but if you are using paper, please make copies and maintain these for your records.