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Cold Plunge & Sauna Insurance for Gyms

Liability for your cold plunge and sauna comes with your gym's liability policy, at no extra cost.

Included on Gym Liability Insurance, from $56/mo.

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We automatically include liability coverage for cold plunge pools and saunas for no additional cost. If someone slips on the wet floor by your cold plunge or is burned in your sauna and holds your gym responsible, your liability policy pays for your legal defense and any settlement.

Many gym owners want to add cold plunge and saunas to boost their gym's amenities and possibly create a new income stream, but they're worried their insurance rates will go up if they add these services. That won't happen with your Gym Insurance by PushPress policy.

Frequently Asked Questions

How much does it cost to add my cold plunge pools and saunas to my gym insurance?

Nothing extra. Liability coverage for your cold plunge pools and saunas is automatically included on your Gym Liability Insurance policy. If you also want to insure the pools or saunas themselves for their replacement cost, you can add them to your property coverage on the Gym BOP.

Do I need to have a timer in my sauna?

We encourage you to follow all recommendations for safe use of your sauna. Typically, this includes posting safety instructions, encouraging the use of timers or limiting session lengths, and training staff on emergency procedures.

Does my insurance cover repairs if my cold plunge pool or sauna breaks?

Our property coverage doesn't cover mechanical or electrical breakdown. If your cold plunge pool or sauna malfunctions, we recommend you reach out to the manufacturer directly for help with repairs and to review your warranty.

Updated October 28, 2026

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