Remarkable insurance.
Built for your gym.
Incredible premium savings. Most gym owners tell us they’re saving significantly on their insurance premiums with Gym Insurance+.
Remarkable liability insurance, designed just for gyms. Combining general liability and professional liability, our insurance offers essential protection for you, your gym business, and your contractors, employees, and volunteers from liability claims and accidents.
Impressive customer service. Easy to buy online. Self-service when you want it. Expert help when you need it.
If you love PushPress, you'll love our insurance. We’re proud to offer the same high level of customer service that PushPress provides to all its gym management software customers to our insurance customers. Whether you’re using PushPress at your gym, or not — you can still purchase our insurance to protect your gym.
Backed by insurance powerhouses who share our vision for gym-centric insurance. Our insurance policies are backed by Everspan Insurance and powered by Authentic Insurance, giving us the incredibly unique ability to customize our insurance policies entirely for gyms.
Answer a few questions about your business to get your quote.
Licensed insurance agents are here to help if needed.
Coverage starts when you need it. Get your certificate of insurance instantly.
24/7 online access to your policy documents. File claims and more, all online.
Gym liability insurance is a policy designed to protect fitness facility owners from financial losses caused by third-party injuries, property damage, or professional negligence claims. It typically combines general liability coverage — which handles slip-and-fall accidents, equipment injuries, and premises incidents — with professional liability coverage, which protects against claims related to training errors, program design, or inadequate instruction.
There's no universal law requiring gym liability insurance, but in practice most gym owners need it. Commercial landlords almost always require proof of general liability coverage before signing a lease. Franchise and affiliate agreements — including CrossFit LLC — mandate liability insurance as a condition of membership. Some states and municipalities require it for business licensing. And if you have employees, workers' compensation is legally required in nearly every state. Even where it's not technically mandated, operating without liability coverage exposes you to lawsuits that could shut down your business.
A comprehensive gym liability policy covers:
Standard gym liability policies typically exclude damage to your own property and equipment (that requires a separate business personal property policy), injuries to your employees (covered by workers' compensation), intentional or criminal acts, and claims arising from services you didn't disclose to your insurer. Policies also won't cover wear-and-tear damage to your own equipment or contractual disputes with vendors.
Gym liability insurance typically costs between $33 and $150 per month, depending on your facility size, location, number of members, and the types of training you offer. High-intensity programs like CrossFit or martial arts may carry slightly higher premiums due to increased injury risk. With Gym Insurance by PushPress, coverage starts at $399/year with no upfront buy-in fees.
Yes. Liability waivers are an important layer of protection, but they don't eliminate your need for insurance. Waivers can be thrown out by courts if they're poorly worded, don't comply with state law, or involve gross negligence. They also don't cover injuries to non-members (visitors, delivery drivers, passersby) or claims from minors in many states. Insurance picks up where waivers leave off.
General liability covers physical incidents at your facility — someone trips, gets hit by equipment, or their property is damaged. Professional liability (also called errors and omissions) covers claims that stem from your expertise and services — a trainer gives bad advice that leads to injury, a program is designed unsafely, or a fitness assessment misses a red flag. Most gym owners need both, which is why Gym Insurance by PushPress bundles them together.
A certificate of insurance (COI) is a document proving you have active coverage. Landlords, franchise organizations, and event venues commonly request one. With Gym Insurance by PushPress, you can generate and download your COI instantly after your policy is active — no waiting for your broker to process the request.
Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.