Get money back on your old policy when you switch to Gym Insurance by PushPress. Learn more.

What kind of gym do we insure? Nearly every kind.

Coverage starts at $56 a month. We write and price your policy for the kind of gym you run, whether that's a CrossFit box, a jiu-jitsu academy or a barre studio.

Starts at $56/mo
Backed by A-rated carriers, with no broker fees.
Same-day certificates
We add your landlord at no cost, so you can send a certificate of insurance the day you sign your lease.
Your coaches are covered
Your liability coverage includes your employees, and your 1099 coaches can be covered too.
Comparing quotes? See how much you could save in less than 5 minutes.

Gym Insurance by PushPress covers CrossFit boxes, martial arts academies, yoga and Pilates studios, health clubs, recovery studios and most gyms in between. We offer general liability, professional liability and property coverage. See what a gym policy covers or pricing by gym type.

What kinds of gyms and studios do you cover?

Strength and conditioning

Barbell work, rope climbs and homemade rigs are all covered at CrossFit boxes and functional fitness, HIIT, bootcamp and weightlifting gyms. If you're a CrossFit affiliate, our $1M / $3M limits are more than the $1M / $2M CrossFit asks for.

Studio fitness

We cover yoga, Pilates, barre, spin, dance and rebounding studios. You can add property coverage for your reformers, bikes and mats.

Martial arts

Sparring and grappling are covered at jiu-jitsu, boxing, karate, kickboxing, Muay Thai and MMA academies, and so are kids' classes for ages 2 and up.

Traditional gyms and health clubs

Membership gyms and health clubs are covered, and you can add 24-hour access if your members can get in when no one's working.

Recovery studios

Sauna, cold plunge, compression and red light are all covered.

How much does gym insurance cost?

Coverage starts at $56 a month, and the typical gym or studio we insure pays about $110 to $135 a month.

Martial arts
~$110/mo~$1,300/yr
Studio fitness
~$130/mo~$1,500/yr
Strength & conditioning
~$130/mo~$1,600/yr
Health clubs
~$135/mo~$1,600/yr
$600 $1,200 $1,800 $2,400
Typical rangeMedian

These are what the gyms we insure typically pay, as of October 2026. Your price also depends on where you are, the size of your gym and the limits you choose. See the full breakdown.

What gym insurance does not cover

  • Physical therapy, cryotherapy, IV therapy and laser treatments.
  • Swimming pools and trampoline parks.
  • Flood. Water from a burst pipe is covered, but rising floodwater isn't.
  • The building itself, if you own it.

See what's not covered for the full list.

Why gyms choose Gym Insurance by PushPress

We're gym owners. We needed insurance that priced our gyms like gyms. Nobody was selling it, so we built it.

PushPress has 20+ years in fitness and data from thousands of gyms. We don't charge broker fees. Our policies are backed by A-rated carriers (Everspan and Starr Indemnity) and reinsured by global names you'd recognize. We insure gyms in the 48 contiguous states.

Gym insurance FAQs

How much is gym insurance?

Gym Insurance by PushPress starts at $56 a month. The typical gym or studio we insure pays about $110 to $135 a month, depending on gym type. See pricing by gym type.

Are my coaches and instructors covered?

Yes. Your employees are covered automatically, and so are volunteers who help out. Your 1099 coaches are covered for the classes they teach once they've signed a contract-worker agreement with you, and you can add them to your general liability for a small yearly fee.

Can an outside team or coach use my gym?

Yes. The best option is to ask the team to add your gym as an additional insured on their general liability policy. If they don't have one, we can add their coaches to your policy for a small yearly fee. We'd also recommend a signed waiver from everyone who trains, with a parent signing for kids. If they're doing combat training, choose martial arts as your gym type.

What if my gym does more than one thing?

Choose the gym type that best fits your gym. If you run boxing, jiu-jitsu or MMA classes regularly, choose martial arts, and your fitness classes are covered too. If your studio teaches aerial yoga, silks or pole, choose aerial yoga. Not sure which fits? Email us at support@gyminsurance.com and we'll help you pick.

Can you cover a gym that runs alongside a physical therapy or chiropractic clinic?

Yes, as long as the gym is set up as its own business.

Do you cover kids' classes?

Yes. Kids' classes are covered for ages 2 and up, including parent-and-child classes. A kids' room where children wait while their parents work out is covered at any age. We can't cover classes with infants, like baby yoga, or a licensed daycare.

Get Covered Today

Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.

Updated October 20, 2026