Coverage for the equipment and build-out your gym runs on.
From $80/mo as part of the Gym BOP.
Business personal property insurance pays to repair or replace the things your gym owns, like mats, weights and computers, when they're damaged by a fire, a burst pipe or vandalism, or stolen. Property comes with the Gym BOP, which puts it on the same policy as your general and professional liability.
Our property coverage pays replacement cost, which is what the same items cost new today. If you've built out a space you rent, even at a community center or school, with mirrors, wall racks, a sound system, showers or lockers, those improvements can be insured too.
If a fire or a burst pipe forces you to close, business income coverage helps make up the money you lose while you repair and reopen. It comes with your property coverage on the Gym BOP.
PushPress builds the software thousands of gyms use to run their business, and our insurance customers get the same customer service our software customers do. You don't need to use PushPress to buy Gym Insurance by PushPress.
Our policies are written by A-rated carriers and reinsured.
Business personal property insurance covers the things your gym owns inside the space you use: racks, rigs, weights, mats, cardio machines, a sound system, computers and front-desk furniture. With Gym Insurance by PushPress it comes with the Gym BOP and pays to repair or replace them after a covered loss like a fire, a burst pipe, vandalism or theft.
At a gym, BPP covers your equipment, furniture and electronics, plus improvements you've made to a space you rent, like mirrors, lockers, showers or built-in shelving. Flood and earthquake are excluded.
No. BPP covers what's inside your gym, not the building itself, which needs its own commercial property policy. Keep your BPP limit up to date as you add racks, machines or a second room, so it matches what everything would cost to replace.
Yes. Theft is covered by the property coverage on the Gym BOP, so stolen equipment, electronics and furniture are replaced at replacement cost. Theft carries its own deductible, which is higher than the standard property deductible.
No. Property coverage doesn't cover wear and tear on your equipment or equipment that breaks down. For that, you'd look to your warranty with the manufacturer. Accidental damage, like a machine that gets knocked over, is covered.
If your lease asks for business property at replacement cost on a Special Form basis, plus business income coverage, ours meets it. Our property coverage is written on a Special Form (open perils) basis at replacement cost, and business income comes with it on the Gym BOP.
Our property coverage doesn't reduce your payout for being underinsured. If you have a covered loss, it pays the full amount of the loss, minus your deductible, up to your property limit.
Business income on the Gym BOP replaces lost income for up to 6 months while you repair and reopen after a covered loss like a fire. If you want a 12-month period, it costs only a few dollars more a year: email us at support@gyminsurance.com and we'll add it.
Updated October 28, 2026
Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.