Policy rates starting as low as $399/year or $33.25/month.
Gym insurance cost can vary depending on your location, gym type, and how big you are.
Running a gym comes with risk—accidents, equipment damage, and lawsuits can happen at any time. That’s why comprehensive gym insurance is a must for fitness businesses of all sizes.
Whether you own a CrossFit box, a boutique fitness studio, or a traditional gym, we help you find the right coverage, fast.
Looking for 24-hour unstaffed coverage? We offer specialized 24/7 gym liability for an average increase of only 15% over standard rates.
Our plans protect your business from common and costly issues, including:
🛡️ Full-service coverage with one simple application.
You need insurance for gyms if you operate:
Enter your business details and get matched with the best gym liability insurance policies available. Protect your business. Save money. Train with peace of mind.
📝 No obligation. No hidden fees. Just protection that fits.get a quote
Gym insurance is designed to protect fitness businesses from unique risks such as member injuries, equipment damage, and legal liabilities. With tailored coverage for gyms, you ensure that unexpected incidents won’t disrupt your operations or financial stability.
-> Learn more about what's covered on your gym insurance policy here
Coverage often includes:
Costs vary based on factors like your gym’s size, location, and services offered. On average, small gyms might pay between $800–$1,800/year, though many business owners save significantly by comparing quotes from multiple providers.
It’s simple. Complete our online quote form with your business details, and you’ll quickly receive competitive rates from leading insurance providers—fast, free, and with no obligation.
Yes. Even small gyms face risks such as equipment damage or member injuries. Insurance for gyms ensures you’re protected against potential losses and comply with industry regulations, no matter the size of your business.
-> Learn more about gym liability insurance and why it's essential here
Yes. We offer specific insurance solutions for many types of gyms, including specialized niches like martial arts and CrossFit. Check out our dedicated pages for CrossFit insurance and martial arts insurance for tailored coverage options.
Absolutely. As your business grows, you can adjust your coverage to match new needs. Our team is here to help you update your policy so that you continue to enjoy optimal protection.
-> Contact us to get expert assistance, or access your policy yourself online here
We specialize in fitness business coverage. Our process connects you with providers who understand the specific risks and needs of gyms, ensuring a fast, fully digital experience with competitive, tailored quotes.