When selecting the best insurance provider for your Jiu Jitsu gym, you'll want to compare quotes from at least three insurance providers. Insurance quotes can vary widely for Jiu Jitsu gyms, especially if you're looking at quotes from non-gym-specialized insurance providers. You'll want to look at more than just the price to choose the right policy for your gym. It's important that you understand what's covered (and what's not), and think about if the policy limits will meet your needs. You also want to feel confident in your insurer's customer service, in case you ever have to file a claim.

It's not easy to pull all this information together, especially when you have a busy gym to run! We've created this guide to help you get started.

Best 5 Insurance Providers for Jiu Jitsu Gyms

Provider	Best For	Key Features	AM Best Rating	Price Estimates
Gym Insurance+	Gi, No-Gi, Sports Jiu Jitsu, Gracie Jiu Jitsu	Same-day buy online; Generous limits at competitive rates; Industry-experts and fellow gym owners	A- (Excellent)	~$50–$100/mo
Affiliate Guard	Martial Arts, Jiu Jitsu	Personal broker attention; Only serves fitness businesses; Building coverage available	Varies by carrier	~$50–$100/mo
Liberty Mutual Sports Fitness	Traditional jiu jitsu training with light contact	Sexual Abuse coverage available for extra fees; $2M/$4M limits available	A (Excellent)	~$150-$250/mo
Jiu Jitsu Insurance	Gyms, athletes, coaches, events	Industry-specific insurance broker; Direct access to personal insurance agent	Varies by carrier	$75-$250/mo
K&K Insurance	Cage fighting, police and military training	Coverage available for full contact sparring, boxing, MMA, parkour; Event coverage options	A (Excellent)	~$200–$350/mo

Note: This comparison chart is accurate as of August 2025. Available insurance coverage and prices can change without notice, so please double check any information here with the insurance provider.

¹AM Best Ratings are independently managed credit ratings of insurance providers. Our strong recommendation is that you only consider insurance providers with an AM Best rating of A- (Excellent) or higher for your gym insurance.

Highlights

Gym Insurance+

Best overall for Gi, No-Gi, Sports Jiu Jitsu, and Gracie Jiu Jitsu schools
Industry-specific, tailored policies designed by fellow Jiu Jitsu practitioners and gym owners
Automatically includes above-industry standard limits on key Jiu Jitsu coverages, such as Sexual Abuse & Molestation, Professional Liability, and Medical Expenses
Competitive prices, with no exclusions for sparring styles or kids classes
Fast online quoting and strong customer service make it easy for Jiu Jitsu gym owners to buy

Affiliate Guard

Offers flexible limits with brokerage quotes from multiple carriers
Well-respected broker with strong customer service ethos to help answer questions
No online services - customers have to call or fill out a form to request a quote

Liberty Mutual Sports Fitness

Sexual Abuse & Molestation coverage available for an additional cost
Offers optional coverages such as Surety Bonds and Cyber Liability
No online services - customers have to call or email to request a quote

Jiu Jitsu Insurance

Good alternative to Affiliate Guard for owners looking for hands-on broker customer service
Broker for jiu jitsu only - offers coverage for owners, coaches, and participants
Able to offer special event coverage, on request

K&K Insurance

Best choice for highest risk gyms, such as MMA, cage fighting, and parkour
Offers single and multi-day event and competition liability policies
No online services - customers have to call or email to request a quote

What Coverage Do You Need?

General Liability Insurance for Gyms: Covers injuries, accidents, and third-party claims (like a member slipping on a wet floor)
‍Professional Liability Insurance: Protects against claims of negligence related to personal training or fitness advice‍
Commercial Property Insurance: Covers damage to your facility, gym equipment, mirrors, flooring, and more‍
Workers’ Compensation: Required in most states—covers employee injuries on the job‍
Business Interruption Coverage: Helps cover lost income if your gym has to close temporarily due to a covered loss

How to Choose

Although price is important, only looking at dollar amounts is not the best way to compare and choose.
Read the fine print: Keep an eye out for providers who quote prices by head count vs. estimated revenue and require minimum payments and consider what makes the most sense for your business.
Double check that you understand any requirements from the insurance provider for concussion and first aid protocols, as well as proof of waivers. Especially in the martial arts industry, waivers may be required by some providers.
Listen to your gut and trust your first impressions. Customer service and how the provider treats you matters in insurance, especially if you ever have to file a claim.
Read reviews, ask industry peers, and look at how your insurance provider understands the martial arts industry.

Conclusion

In summary, Gym Insurance+ is the best choice for Jiu Jitsu gyms. Their insurance policies were designed by fellow gym owners and Jiu Jitsu practitioners and their prices are competitive for industry-tailored coverage, making them a better choice than purchasing a non-specialized policy through an agent or broker.

Many of the top Jiu Jitsu insurance providers are agents or brokers, making it easy for you to request multiple quotes, with Affiliate Guard and Jiu Jitsu Insurance as the preferred choice because of their professionalism and individual attention. Higher-risk martial arts schools, such as full contact fighting training styles, training for police and military personnel, and cage competitions will likely find the best coverage with K&K Insurance, who can also provide one or multi-day event or competition liability insurance.

Best 5 Jiu Jitsu Insurance Providers