Note: This comparison chart is accurate as of June 2025. Available insurance coverage and prices can change without notice, so please double check any information here with the insurance provider.
1AM Best Ratings are independently managed credit ratings of insurance providers. Our strong recommendation is that you only consider insurance providers with an AM Best rating of A- (Excellent) or higher for your gym insurance.
In summary, Gym Insurance+ is the best choice for small gyms, martial arts schools, CrossFit affiliates, and 24-hour gyms. Their insurance policies were designed by gym owners, for gym owners and their prices are competitive for industry-tailored coverage, making them a better choice than non-gym specialized carriers.
Personal trainers may see the best prices with Next Insurance and Hiscox, with Next Insurance as the preferred choice because of their online, instant coverage and self-service policy management. Higher-risk gyms, such as cheerleading, competitive gymnastics, and parkour, will likely find the best coverage with K&K Insurance, who can also provide one or multi-day event or competition liability insurance.
Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.